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Main office: 4030-4th Floor, Trade House, Ring Road, Surat-395002.
Call us 0261-4886499/ 090334-76499

Personal Accident Insurance

Each one of us in our day to day life is exposed to risks of accidents, though exposure to some is more than the others. Besides the man made risks, the natural hazards like lightning, flood, earthquake etc. are equally responsible for accidents.

Personal Accident Insurance has been designed for individual or members of various groups to provide compensation or financial assistance in case one suffers from Death or Disability due to some External, Accidental and Violent means.

  • Rail, road, air accident
  • Injury due to any collision / fall
  • Injury due to bursting of gas cylinder
  • Snake bite.
  • Burn injury, drowning, poisoning, etc.

This is only an illustrative list, not an exhaustive list.

Summary of Benefits

Contingency

  • Death
  • Loss of two limbs, two eyes,or one limb & one eye
  • Loss of one limb or one eye
  • Permanent Total Disablement from Injuries (PTD)
  • Permanent Partial Disablement (PPD)
  • Temporary Total Disablement (TTD)

Amount of Compensation

  • 100% of Capital Sum Insured
  • 100% of Capital Sum Insured
  • 50% of Capital Sum Insured
  • 100% of Capital Sum Insured
  • Specific % of Capital Sum Insured
  • 1% of Capital Sum Insured per week.

The coverage is world-wide.

The capital sum insured to be opted depends on the annual income of the particular person.

The best part of this policy is that it compensates the amount of salary for that particular period when the insured person is temporarily confined due to some accident and is not able to attend his occupation / profession.